Terms of Use
Last updated: September 14, 2026
These Terms govern the services provided by Sylvain Ly, Entrepreneur individuel, operating under the trade name Congress Consensus, SIREN 130 062 904, registered with the R.C.S. of Aix-en-Provence.
By accessing or using Congress Consensus, you agree to these Terms.
1. About Congress Consensus
Congress Consensus is an independent online financial research publication operated from France.
Legal identification and contact information are available on our Legal Notice page.
2. Research publication
Congress Consensus publishes research based primarily on publicly disclosed U.S. congressional securities transactions and related market information.
Our research may include model portfolios, rankings, scoring methodologies, performance data and editorial commentary.
Congress Consensus does not provide personalized investment advice.
3. Model portfolio
The Congress Consensus portfolio is a hypothetical model portfolio.
References to MODEL BUY, MODEL HOLD and MODEL SELL describe changes made by the model portfolio and do not constitute personalized instructions or recommendations to any subscriber.
Congress Consensus does not manage client funds or execute securities transactions.
4. Eligibility
You must be legally capable of entering into a binding agreement in your country of residence to purchase a Premium subscription.
Premium access may also be subject to geographic restrictions.
5. Premium subscriptions
Premium subscriptions provide access to additional Congress Consensus research and features as described on the Premium page.
Current planned subscription prices are:
€9.90 per month, or
€99 per year.
The applicable price displayed at checkout will control.
Subscriptions renew automatically unless cancelled before the next renewal date.
6. Payments
Payments are processed through third-party payment providers, including Stripe or related payment services where applicable.
Congress Consensus does not store complete payment-card details.
Taxes may be calculated or collected where required by applicable law.
7. Cancellation
Subscribers may cancel future renewal of their subscription through the available account-management tools.
Cancellation prevents future renewal but does not normally reverse charges for subscription periods already started, except where required by applicable consumer law.
8. Mandatory consumer rights
Nothing in these Terms limits any mandatory rights you may have under applicable consumer-protection law.
Where a statutory withdrawal, cancellation or refund right applies, that right will remain available notwithstanding anything in these Terms.
9. Intellectual property and permitted use
Unless otherwise stated, Congress Consensus owns or licenses the original editorial content, methodology descriptions, scoring systems, rankings, graphics, branding, databases and compilations, research notes, model outputs, portfolio allocations, signal histories and other original material published through the service.
Publicly available government disclosure information remains subject to its own legal status and is not claimed by Congress Consensus as proprietary source data.
A Premium subscription grants you a limited, personal, non-exclusive, non-transferable and non-sublicensable right to access Congress Consensus content for your own non-commercial use.
Without prior written permission from Congress Consensus, you may not reproduce, scrape, harvest, systematically extract, monitor, redistribute, republish, resell, sublicense or commercially exploit Congress Consensus content, Premium research or model outputs.
In particular, you may not use Congress Consensus signals, rankings, portfolio allocations, MODEL BUY / MODEL HOLD / MODEL SELL changes, rebalance information or other model outputs to create, operate, update, market or supply any commercial investment product, model portfolio, copy-trading service, managed portfolio, signal service, newsletter, database, API, automated trading system or substantially similar competing service.
You may not systematically use Premium content to replicate, reverse-engineer or reconstruct Congress Consensus model outputs for commercial redistribution or exploitation.
You may not provide Congress Consensus Premium content or model signals to any third-party platform, financial service, investment manager or other commercial service for use in a portfolio or investment product without a separate written licence from Congress Consensus.
Nothing in these Terms claims ownership over publicly available government source data or prevents any use that cannot lawfully be restricted under applicable law.
Commercial licensing, syndication or authorised use of Congress Consensus model outputs may be available by separate written agreement. Contact: contact@congressconsensus.com
10. Account use
Member accounts are intended for individual use unless otherwise agreed.
You are responsible for maintaining the confidentiality of your account credentials.
You must not share paid access in a manner intended to circumvent subscription requirements.
Member accounts are intended for individual use unless otherwise agreed.
You must not share account credentials, provide third parties with paid content, or use automated tools to systematically access or extract Premium content.
Congress Consensus may suspend or terminate access where it reasonably believes an account is being used for unauthorised redistribution, scraping or commercial exploitation, subject to applicable consumer law.
11. Data and service availability
Congress Consensus relies on government disclosures, market information and third-party infrastructure.
We do not guarantee uninterrupted access, real-time availability or error-free data.
Content may be corrected, amended or updated after publication.
12. Performance and investment risk
Historical, backtested and live model performance does not guarantee future results.
Investing involves risk and may result in loss of capital.
You remain solely responsible for any investment decision you make.
13. Limitation of liability
To the maximum extent permitted by applicable law, Congress Consensus will not be liable for investment losses or other losses arising solely from decisions made by users based on Congress Consensus research.
Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.
14. Privacy
Personal information is handled in accordance with the Congress Consensus Privacy Policy.
15. Changes to the service or these Terms
Congress Consensus may modify its content, methodology, subscription offering or these Terms from time to time.
Material changes will be reflected by updating the date shown at the top of this page and, where appropriate, notifying members.
16. Governing law
These Terms are governed by French law, subject to any mandatory consumer-protection rules that apply in the subscriber's country of residence.
Any dispute will be handled by the courts having jurisdiction under applicable law.
17. Contact
Questions regarding these Terms may be sent to: